We care about your information, for this we are aligned with all industry standards and security measures to protect your information. Our website is SSL secured (256-bit of encrypted information).
We have a variety of financial solutions, whichever best accommodates your business's cash flow and needs.
*Contact our team for more information.
We will offer the best option to help your business grow, doing a proper analysis of the business needs.
By applying in the "Apply Now" section at the Top.
Fill out our online application, upload the documentation required, and you will get an answer 24 hours after.
No, if you apply for funding, there is no obligation to accept the loan offer.
Important to know, that the loan offer is only valid for 30 days, after that you can apply again.
*This is a generalization. Contact our team for more information.
The Tax ID.
Last 4 months of business bank statements.
Social Security number of the business owner(s).
Proof of Identity,
Proof of Income,
The last 4 months (we recommend sending 6 or 12 months to receive a better offer).
Your statements must include every page, even the blank ones (those are added intentionally by your bank!). This document must be an official statement for the account.
A LOT. Here are some of the key documents that banks typically ask for:
Sounds like a lot of paperwork? Because it is! [APPLY HERE] (Redirect to Apply now)
No problem, it's recommended for you to send the last 12 months' worth of bank statements to get a better average of income for your business.
Since our credits do not require any collaterals, we need to check our client's credit background via Soft pull to not affect your credit score.
No way! Applying for a loan with us will not hurt your credit.
When we check your score, we run a soft pull or soft credit check.
If we need to run a hard pull, we will let you know first.
Absolutely yes, we could help you grow your business.
*Contact our team for more information.
The minimum amount you can borrow is $5,000 and the maximum is $10,000,000.
*This is a generalization since amounts and terms constitute: line of business, receivables, credit history and overall needs. Contact our team for more information.
We mainly use a Simple Rate, also known as Factor Rate, which is the total amount paid back on borrowed cash.
For example:
John's Bakery got approved for $100,000 and will be paying back a 1.1% Factor rate, which means his total payback of the loan will be $110,000.
*This is a generalization. Contact our team for more information.
Your rate will be determined by the health of your business and cash flow.
We charge an origination fee of 0 – 3% on any loan, once renewed there will be a significant discount.
Our loans are fixed-rate loans. This means you will be able to know the amounts of all your future payments without having to worry this will change over time.
*Contact our team for more information.
This means that you do not need to provide collateral for the loan. Most of LendiGate's loans are unsecured.
Directly into your business bank account.
Do as you desire. We do NOT AUDIT the usage of the funds.
We need to know your credit score to provide an offer, if it's locked, let us know, and we will help you unlock it. [SCHEDULE AN APPOINTMENT HERE]
No. 90% of our services don't show any loan on your credit report.
Which allows you to apply for personal products at the bank.
*Contact our team for more information.
No. We perform a soft inquiry on your credit report, that will not impact your credit score.
YES! Remember, our site is 256-bit encrypted.
Protecting your personal information is very important to us, we maintain security measures to comply with federal law.
It will take no longer than 5 minutes to complete the full application.
Approval usually comes within 8 business hours once your application is complete. The quicker we get all your information, the quicker you can make your money work for you!
*Contact our team for more information.
An account manager will be assigned to help you through the process, you can contact them all the times you require also, our customer support team will be more than glad to assist with any questions.
Once you receive the final approval from the underwriter, you'll receive the funds on the same day.
*Contact our team for more information.
Automated withdrawals will be sent directly from your business account to get funded.
Options may vary depending on the loan terms and conditions.
*Contact our team for more information.
LendiGate will not charge any penalties, options may vary depending on the loan terms and conditions.
*Contact our team for more information.
Yes, this will reduce the time left on your payments, in some cases paying off early will reduce the amount of payback (Factor Rate) previously established.
Once the payment has bounced, we will contact you to agree on a more flexible conditional payment.
Yes, we can help you pay a part or a full amount of older debts.
*Contact our team for more information.
Yes, some of our loans and credit lines are Tax-deductible.
*Contact our team for more information.
Options may vary depending on the loan terms and conditions.
*Contact our team for more information.
This may be possible, depending on your business credit and annual revenues.
*Contact our team for more information.